| Are you looking for the type of mortgage that does | | | | Second, when it comes to finding no doc mortgage |
| not require you to prove your income for the past two | | | | lenders they are all over the place and you just have |
| years? Do you want to get a mortgage, but you know | | | | to look. You can start online with a search and find |
| it will be difficult because the income you can prove is | | | | many companies that will work very hard to help you |
| far less than what you really make? This makes it | | | | get the mortgage you need and desire. When it |
| difficult, but you can always find one of the many | | | | comes to true no doc mortgage lenders you will be |
| no-doc mortgage lenders that are out there to help | | | | finding those that work mostly with the self employed |
| you with this problem. Here is what you should know. | | | | people because this is what the no doc program was |
| First, those that have gone through the process and | | | | designed for. |
| are self employed, work for tips, or just cannot prove | | | | Last, you should know that this type of mortgage is |
| their real income, they know how hard it really is. They | | | | going to have a bit of a higher interest rate than those |
| know that banks will ask you to prove what you can | | | | that can use the conventional programs. This is |
| in income with bank statements, tax forms, and | | | | because you are a bit more risky due to the fact that |
| paycheck stubs that you probably don't have or don't | | | | you cannot prove your income. However, this interest |
| reflect how much you really make in a year. This can | | | | rate can be negotiated and if you do your homework |
| make it very difficult and you will jump through hoops. | | | | you can get it much lower than they quote you. |