| Welcome to the home buying market! This is an | | | | would like. With these lists ready, its time to start |
| exciting time to be purchasing a home, with an array | | | | looking at homes. Your realtor should be able to |
| of new homes coming onto the market these is some | | | | provide you with a complete list of homes that fit your |
| excellent value to be found. All it takes is a little time | | | | criteria, and some that come close. Also, they will be |
| and effort in looking and you can find your dream | | | | able to guide you to properties that fit your |
| home for a dream price. But you should always be a | | | | pre-approved mortgage amount. |
| smart buyer. There are those out there that will take | | | | After finding a home or homes that suit you make |
| advantage of someone who is eager to buy so, if you | | | | sure to have a certified inspector take a thorough look |
| do your homework; the deals will follow. | | | | through the home. Have them check all questionable |
| The first thing you should do is get your finances in | | | | areas of the home. Don't forget to have the inspector |
| order. This involves finding out your credit score, fixing | | | | check for mold as this is something that is often |
| any outstanding issues affecting your credit, ensuring | | | | overlooked. If the home passes the inspection than |
| that these are properly released from your report, and | | | | carry on with the offer if you are so inclined. If it |
| finally securing your mortgage before you start looking. | | | | doesn't then either continue shopping, or utilize the |
| When I say secure your finances I do mean being | | | | necessary repairs as a bargaining point. Usually you |
| pre-approved fully, this is different from a | | | | should be able to have the cost of these repairs |
| pre-qualification in that a pre-qualification does not | | | | deducted from the cost of the home. Its a good idea |
| "secure" you any amount of money, it is simply a | | | | to bring in your own contractor or expert to get these |
| judgment of whether or not you qualify to receive a | | | | estimates. By doing this you know that everything is |
| mortgage. | | | | above board. |
| Next, start working with a realtor that knows the area | | | | Buying a home is a huge process and one that you |
| you are looking to buy in. This is a huge step so be | | | | must be careful to handle with all due care and |
| prepared to move from merely wanting a home, to | | | | attention. Such an important investment can benefit |
| actively looking for one. Sit down with your realtor and | | | | you financially for years to come as well as providing |
| make a list of things you require in a home. This is a list | | | | safety and financial security. Don't sell yourself short on |
| of those things that you can absolutely not be without. | | | | what you buy as your home. After all, your family |
| Once this is compiled, then list the things that you | | | | deserves the best don't they? |