| Banks worldwide are offering more and
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| | deserve.Another great service that banks
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| more new services that help the customer
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| | are offering is low credit card rates and
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| understand and plan for their future. The
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| | the opportunity to consolidate your other
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| bank or financial institution is nothing
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| | credit card debts. Some rates are as low
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| without the customer and finally the
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| | as .99% for the first few months.The new
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| customer is reaping some of the rewards.
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| | customer service policies that the Banks
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| Visitors to can find out about the best
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| | are introducing are also much more user
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| financial institutions, choices, options
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| | friendly, with all information and terms
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| and the best competitive rates - interest
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| | and conditions in multiple languages and
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| both on loans and term deposits.With
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| | also in basic English. Banking customers
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| healthy scepticism ... surely this is not
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| | are finally having a say and a greater
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| for the benefit of the customer but
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| | understanding as to what happens to their
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| really illustrates the need for banks to
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| | well earned money.There are several
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| get competitive. The 10 most successful
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| | different types of banks - not just your
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| (profitable) banks in the world listed
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| | local one at the end of the high
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| below show their clear profits for
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| | street.Central banks usually control
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| 2003:Citigroup 20 billionBank of America
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| | monetary policy and may be the lender of
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| 15 billionHSBC 10 billionRBS 8
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| | last resort in the event of a
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| billionWells Fargo 7 billionJP Morgan
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| | crisisInvestment banks underwrite stock
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| Chase 7 billionUnited Bank of Switzerland
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| | and bond issues and advise on
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| (UBS) 6 billionWachovia Bank 5
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| | mergersMerchant banks engage in trade
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| billionMorgan Stanley 5 billionMerrill
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| | financingPrivate banks manage the assets
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| Lynch 4 billionSo with money and big
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| | of "high net worth" (rich)
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| business like this Banks are becoming
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| | individualsSavings banks write mortgages
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| more and more competitive and more and
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| | exclusivelyOffshore banks are banks
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| more client focused.New Services
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| | located in jurisdictions with low
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| include:Flexible and Adaptable Home Loans
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| | taxation and regulationCommercial banks
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| offer competitive interest rates and more
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| | are otherwise undistinguishedBanks are
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| options for first time buyers. Banks rely
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| | now merging and offering a greater
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| heavily on the interest that is made on
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| | service to the small customer. There are
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| loans as well as investing our 'banked'
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| | huge advantages to banking now ... but
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| money. So it's great to see that the
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| | keep abreast with what's going on -
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| customer is being treated with the
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| | what's on offer and you could save
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| financial respect that they
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| | literally thousands of dollars!
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