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Article #98: Buying A Home 101

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Whether it's your first time buying a - Needs vs. Wants
home or not, you should familiarize Why confuse yourself between needs and
yourself with the whole mortgage process. wants when you can have both? Upon
Numerous mortgage lenders will assist you gathering information in buying a home,
in the process of acquiring a take into consideration the different
pre-qualified and pre-approved home types of houses available and decide what
buying application. Of course, your you want from what is offered.
mortgage qualifications will be required - Word Confusion
by your agent to strengthen your deal in Needless to say, when you buy a home you
finding and buying a home. should familiarize yourself with the
Here are some things to consider when terms and words used during the dealing
buying a home. and negotiating with your agent and
- Money contractor. Also, try to keep a list of
Before buying a home, consider your the questions you have that need further
financial status. Check your credit clarification.
situation by getting hold of your most - Cue Cards
recent credit report at the credit You don't want to forget even a single
center. You should know exactly how much detail about the home you've selected,
money you have and how much you can right? Why not keep little cue cards
afford to spend on a home. where the 'plus & minus' on each home or
- Time property you've seen is listed and
Don't expect to find a great home recorded.
tomorrow if you've only begun your search - Points and Plus
today. Buying a home is like working on a Learn how to bargain and get the best
school project. It needs ample time. If possible deal.
you think you've gathered enough - Safety and Security
information and resources within your Be sure to get homeowner's insurance. It
time table, so be it. may seem like a lifetime expense, but it
- The Right Agent will get you continued savings in the
If you believe in the comfort and rewards long run.
of buying a home, you will need to trust - Final Check
the agent who will do the work for you. Do a final inspection or walk-through of
In finding a reliable agent you will need the house before settlement and before
to look at many sources of information to the contract is processed.
determine "who represents what". It is Consider the above points as helpful
always best to compare experiences, factors when you to decide to buy a home.
backgrounds and referrals of reputable Plan ahead and avoid the common mistakes
people. that most home buyers make.






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